Richest Men in the Philippines 2013

Here is a list of richest men in the Philippines as of year 2013. Forbes magazine released this list of billionaire's around the world and eleven Filipino is on the list.

Here is list of the richest men in the Philippines:

1.  Henry Sy & family - SM Group ($13.2 B)  ranked 68th in the list of the world's billionaires 

2. Lucio Tan & family - LT Group ($5 B)   ranked 248

High Blood Pressure

High blood pressure is also called hypertension which is extraordinarily common. the precise cause of most cases of high blood pressure cannot be determined. In fact, high blood pressure is likely to be due to one single cause and is typically the result of a complex interaction between an individual's genes and his environment. There are certain people are more likely to develop high blood pressure than others, example are people who are being overweight, having diabetes, drinking more than two alcoholic beverages per day.

This is a table that would help you determine your Blood Pressure.

                                      Systolic                                        Diastolic

Category                         mmHg                                         mmHg

  Healthy BP       

    Optimal                         <120                                          <80

    Normal                         <130                                           <85

    High Normal                130-139                                     85-89         

  High BP                        

    Stage 1                        140-159           and/or               90-99

    Stage 2                        160-179           and/or               100-109

    Stage 3                         >180               and/or                >110      

Systole - the pressure in the body's arteries as blood is being squeezed out of the heart.
Diastole - pressure in the body's arteries between heart beats ( as the heart is filling with oxygen-rich blood returning from the lungs.

                       

Top 10 Frequently Asked Questions In An Interview

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I'm sure that job seekers already heard this questions countless times specially to those who went hundreds of interviews already. And I'm pretty sure that it sounds irritating and stressful hearing it over and over again.

In order to reduce that feeling, you must be prepared and master the answers to the questions so that if you are asked again, you can answer it automatically.

Why People Are Not Hired?

Why I was not hired? The most common question to ourselves if we applied for a job and unfortunately rejected for the position we applied for. It is simply because we did not passed the interview.

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Amazing Things You Can Keep In Your Refrigerator Besides Food

Your refrigerator is not just a storage for food but it is also a good storage for some items that you don't expect to be inside on your fridge. To keep the story short, here are the list of items that can be stored with a purpose.

Where Do Tears Come From?

Did you know that there are tears in our eyes all the time , even if we are not crying?

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Our eyes are being washed constantly. They are bathed by a salty fluid we call tears.

Most tears are produced by the lacrimal glands in the eye. A lacrimal gland lies at the upper, outer corner of each orbit. Every time we blink, the eyelids bring down drops of tears from the tear glands.

How to Organize Your Resume

Resumes are traditionally divided into 5-8 sections that are intended to convey a good, if not excellent, introduction about yourself. A typical resume usually has all or some of the following.

Heading - your name, address, telephone or fax numbers, cellular number, and email address.

Objective - this part states the position you are applying for.

Summary - a short introduction to your skills, areas of expertise and length of employment.  

Work Experience  - a detailed listing of the jobs you have held along with a brief description of your work.

Skills - a variation of the work experience section,where you present more detailed information of your skills.

Educational Background - identifies the schools you graduated from.

Achievements/Interests - List down achievements such as awards, citations or seminars you may have received. Interest include your hobbies, pastimes, non-working activities, etc. Both are also optional.

Character References - a list of people who can be contacted by the employer to know more about you.

Top 6 Reasons to Quit Your Job

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Are you feeling unhappy to your job right now? Are you experiencing loss of interest on your job? Then, maybe it is time to quit your job. I made a list to help you determine that it is time to quit your job. Take a look below.

What To Do When Earthquake Strikes

It was 1:20 in the afternoon today, November 14, 2012 that a 5.8 magnitude earthquake hits the Visayas region. The epicenter was in the municipality of Cuayan, Negros Occidental. Other neighboring areas also experienced the earthquake and its aftershocks. As of now, we cannot predict the time when an earthquake will strike but we can be safe if we know the basics of what to do when an earthquake strikes. Here's a list of what to do when it comes.

Work Personality List

I'm an employee for almost 2 years now after graduating from college. I work in a processing plant right now and assigned as an operator of a risky type of machine (guess what it is, haha.). Last day I was reading a book about how to get the job you want. To tell you frankly, I'm not happy on my job right now. I'm not passionate doing it and planning to resign and apply to the job I love which is in the field of designing. As I read the book, I learned that there are six type of work personalities namely listed below.

Tips To Avoid Dengue Fever

Dengue cases here in the Philippines is very rampant. The Department of Health (DOH)  reported a 16.43% increase in dengue cases in the country this year 2012. 

There were already 51,597 cases recorded from Jan. 1 to July 14, according to the DOH National Epidemiology Center’s (NEC) dengue surveillance report compared to last year which was 44,315 cases on the same period.

Network Marketing Do's and Dont's by Mike Law

Why did you become a network marketer? Most people immediately respond, “for the money!” However, this is not the real reason.

No one subjects them to the hard work of building a business just for little pieces of paper with the faces of dead presidents. The truth is you work in order to obtain what those little pieces of paper can bring you.

5 Christmas Shopping Tips

Christmas is fast approaching and all of us are excited. Christmas shopping has always been associated with last-minute panic buying, spending a lot of money, traffic and stress, but you can avoid this hassle by simply doing it early and being organized. Here is a simple list that can help you in your shopping.

13th Month Pay Computation

         December is coming and that means Christmas and the 13th-month pay for employees. As mandated by law in Presidential Decree No. 851 that all employers are required to pay their employees the 13th-month pay. The employer must issue the payment before December 24 of every year.  An employer, however, may give to his employees one half (½) of the required 13th month pay before the opening of the regular school year and the other half on before the 24th of December of every year. The frequency of payment of this monetary benefit may be the subject of agreement between the employer and the recognized/collective bargaining agent of the employees.

OFW si Juan: You are Pinoy IF..........

 I found this post from a friend's blog and I was smiling when I read this post. All of the characteristics written are all true and defines a " True Filipino". This characteristics makes us pinoy's unique, here are the first 10 traits we Filipinos have.

1. You point with your lips
2. You eat with your hand and have it down as a technique
3. Your other piece of luggage is a "Balikbayan Box"
4. You nod your head upwards to greet someone
5. You put your foot up on your chair and rest your elbows on your knees while you eat
6. You use a rock to scrub yourself in the shower
7. You kiss relatives on the cheek when you enter the room
8. You're standing next to eight big boxes at the airport
9. You collect items from hotels or restaurants as "souvenirs"
10. Your house has a distinctive aroma

To view the complete list please click the link below. Feel free to comment and give your suggestions so that I can add it up to list. Mabuhay ang Pinoy!

OFF si Juan: You are Pinoy IF..............

Tips on Being Active Everyday

Here are 10 Great Tips to Make Being Active...Just take your pick which suite best for you.

Photo credit to : monkillarney.net

1. Park far from the entrance to the mall, grocery store, your office or friend's house.

2. Contract and relax all your muscles when you sit down.

3. Use music to pep you up during exercise and household chores so you will pick up the pace and get your blood pumping.

4. Don't leave your shopping cart in the parking lot, return it to the store. :-)

5. Lay-out the next day's workout clothes every night before going to bed.

6. Have an exercise plan for rainy days and when traveling.

7. Keep a log of all your activity including household chores and walking.

8. For the first few months, do less than you think you can. It will keep you coming back for more while you avoid injury.

9. Get in the habit of taking the stairs instead of the elevator or escalator.

10. Dance with your spouse, with your kids, with a friend or even by yourself when you're alone in the house.

I hope this will help you being active and healthy everyday! cheers! ;-)

Get Rid of Calories!

Take your pick ! Each of the following activities done for the stated time periods burns about 150 calories.

Photo credit to naturallyintense.net

• Washing / waxing car for 45 mins
• Washing windows for 45 mins
• Playing volleyball for 45 mins
• Playing touch football for 45 mins
• Gardening for 30-45 mins
• Basketball for 30 mins
• Bicycling 5 miles in 30 mins
• Raking leaves for 30 mins
• Doing water aerobics for 20 mins
• Swimming laps for 20 mins
• Jumping rope for 15 mins
• Shoveling snow for 15 mins
• Stair walking for 15 mins

This activities are just simple and can be done daily. If you want to get rid of those calories in your body, do it now. I hope these activities will help you.

The number of calories burned is based on men and women of average size with average muscle mass. A smaller person with less than average muscle mass will burn fewer calories.

Health Benefits of Apple Cider Vinegar

Apple Cider Vinegar is an effective natural bacteria-fighting agent that contains many essential minerals and trace elements such as potassium, calcium, magnesium, phosphorous, chlorine, sodium, sulfur, copper, iron, silicon and fluorine that are very important for a healthy body.
 

It is made by crushing fresh, organically grown apples and allowing them to mature in wooden barrels. This increase the natural fermentation qualities of the crushed apples, which differs from the refined and distilled vinegars found in supermarkets. 

These ten benefits of apple cider vinegar are just a few of the reported uses for it. The great thing about this natural remedy is how inexpensive and economical it is to the consumer. 

1. Weight Loss

Some theories imply that Apple Cider Vinegar helps to speed up the metabolism, while others suggest that it burns calories. A number of nutritionists also believe that combining Vitamin B6 and Lecithin with Apple Cider Vinegar is highly successful for weight loss. A suggested mixture is to mix 2 teaspoons of Apple Cider Vinegar mixed with a glass of water and drink this before every meal.

2. Bad Breath

Due to its acidic properties, Apple Cider Vinegar makes a great remedy cure for bad breath. Simply add 1/2 tablespoon of Apple Cider Vinegar into a cup of water and use as a gargle in your mouth.

3. Body Odor

Apple Cider Vinegar is an effective cure for body odor because it can help adjust the skin's pH level which helps to reduce odor-causing bacteria. For armpit odor, just wipe them once each morning with unmixed apple cider vinegar. For foot odor, fill a pan with warm water and add 1/3 cup of Apple Cider Vinegar, then let your feet immerse in this mixture for 15 minutes once per week. 

4. Diarrhea

There are a variety of causes for diarrhea and it should not be left untreated. Apple Cider Vinegar is an incredible therapy for diarrhea since the high pectin concentration acts as a protective coating which soothes the irritated lining of the colon. A suggestion is to add 2 tablespoons of Apple Cider Vinegar to a large glass of water, and drink this 3 times daily while the symptoms persist. 

5. Constipation

Constipation can cause headaches leading to a bad mood, deprived sleep, and a lethargic feeling the whole day, at times. Once your constipation is treated, all the other symptoms vanish immediately, making you fresher and extremely active whole day long. Just drink a chilled glass of water and add few tablespoons of apple cider vinegar every morning, helps minor skin rashes vanish and the skin texture also improves, leaving you radiant and glowing naturally. 

6. Detoxification

Apple Cider Vinegar is rich in natural minerals, vitamins and enzymes that makes it a great addition to any detox.. Its unique acids can bind to toxins and help the body eliminate them more effectively. Apple cider vinegar can also help to stimulate circulation and aid detoxification in the liver.

7. For soft and shiny hair

The main ingredient of Apple Cider Vinegar is acetic acid. Acetic acid will remove build up from styling products and conditioners and strengthen the hair shaft, leaving you with soft, shiny strands. It will also balance hair's pH level, kill bacteria, and is a cure for dandruff.

8. Lower cholesterol and blood pressure

The potassium and other substances makes the blood thinner and is helpful in controlling blood pressure. The fiber absorbs fats and cholesterol by expelling them from the body as waste materials.

9. Helps control blood sugar levels

People with a high risk of developing diabetes were able to have lower blood-glucose levels than healthy people just by drinking two tablespoons of vinegar with a glass of water before their meals.

10. Antioxidants

Apple cider vinegar have powerful antioxidant properties, which helps to reduce inflammation and slow down the progression of diseases. Antioxidants are compounds that help protect the body from the free radicals that contribute to degenerative conditions such as arthritis. It contains beta carotene which is a soluble and easily absorbable antioxidant.

Disclaimer

Please consult with your physician, pharmacist, or health care provider before taking any home remedies or supplements or following any treatment suggested by this blog. Only your health care provider, personal physician, or pharmacist can provide you with advice on what is safe and effective for your unique needs or diagnose your particular medical history.

 

 

Invest Your Money In Time Deposit

The term "Time deposit" in the Philippines is also called certificate of deposits, term deposits or fixed deposits. It is another way of making your excess money more useful. Banks in the Philippines offers different rates based on the period of term and the amount of money you wish to deposits Time deposit offers higher interest rates of return compared to savings account. Here's a list of time deposit rates of some banks here in the country.

BPI Time Deposit Rates

BDO Time Deposit Rates

Allied Bank Time Deposit Rates

MetroBank Time Deposit Rates

UnionBank Time Deposit Rates 

Note : Bank gives different interest rates every week or for a certain period of time. If you're interested to apply, just go to the nearest bank in your place.

Tips on How to Save Money

Everyone wanted to save money for sure, but it’s always stayed as a dream and hardly done by many. If you want to save money, consider this question first. How much money will you save every day, month or year, where you’re going to put it, how long will you save money (for sure as long as you live) and what will you do if you have enough money already? Here are tips that can help you save money.

Photo Credit to: mediquickps.com

Have a goal first

This will motivate you to save money. The essence that you are saving is because you have a goal to achieve. Your goals might be buying a car, a house, vacation, capital for business, for wedding expenditure, for emergency purposes, and many to mention. It depends on you what your goal is.

Pay your debt

Pay your debt first especially those interest-bearing debts. The sooner or faster you pay off debts, less interest you will pay means that amount can be saved instead.

Discontinue using credit cards

Pay for everything with cash or money orders. This is to minimize overspending because if you are using a bank or credit account, you don’t know how much is in there. Compared to when you’re using cash, you can monitor how much money left in your pocket and know that you have to limit spending over.

Pay your bills on time

Pay your bills on time to avoid additional charges or penalties imposed by the billing company. Instead of paying additional amount of money, it can add up to your saving account.

List before you go shopping

List first the most important things to purchase before anything else. The purpose of list is to make sure that you bought what you really need or what you call your basic needs. Without a list you will probably buy items that you do not need. Buying all that you need in one trip can help evade another unnecessary trip. By making list, you can determine how much your budget would be.

Conserve energy

We pay our electricity bills regularly. If we conserve energy, we can save money from it. When electric appliances are not in use, unplug it. By unplugging it can save a lot of electricity compared to by just switching it off. Switch off lights when not in use.

Minimize eating outside home

Eat at home to minimize food expenses as we all know that food from restaurants or fast-food establishments are more costly compared when you cook your own food. If the wife and husband is both working , have a time to cook for at least thrice a week and then increase the frequency until you both are comfortable to the schedule.